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Webdeposit a check with ingo ® money 8 by snapping a photo and following the prompts in the free mywisely mobile app 7. Approval times vary depending on the type of check and. Webif you have a wisely direct card (see back of card), you’re already upgraded. Learn how early direct deposit works. The wisely help center's faq section has information on. Webearly direct deposit allows wisely ® cardholders to receive funds directly deposited up to 2 days earlier than the scheduled pay date and up to 4 days earlier for government. Weblearn how to manage your wisely account. Visit wisely's faq section for instructions on checking your wisely card balance, viewing transactions, and more.